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Best Alternative Virtual dollar Cards in Nigeria​

1. ALAT Virtual Dollar Card​

Owned by Wema bank, ALAT was the first digital bank in Nigeria. Just like Kuda bank, ALAT allows you to operate a bank account without having to go to a bank.

To get an ALAT virtual card, you’ll need to have an ALAT account. You also get a physical debit card with ALAT.

To get an ALAT Virtual Dollar Card follow these steps:

  • Download and Sign up for ALAT on its app if you haven’t already
  • Sign in to ALAT on Mobile or Web.
  • Navigate to the main menu and Tap on Cards
  • Click on ALAT Dollar Card
  • Click on Create a New Card
  • Then Fill in all required information to proceed and create your virtual dollar card.

2. Eversend Virtual Card​

Eversend is a neobank in Africa. A mobile-only banking alternative where you can exchange, save, and send money instantly within and outside Africa.

It’s a fintech app that allows you to hold a multi-currency wallet. This means you can hold and exchange six different currencies: GHC, KES, NGN, RWF, UGX & USD. You can also send money to mobile money or Eversend accounts in Ghana, Kenya, Rwanda, Nigeria & Uganda. As well as create payment links that you can send to people for getting paid.

Eversend also offers Virtual Dollar Master Cards in Nigeria for paying for things online. You can also freeze and unfreeze your Eversend virtual card anytime as a protection against fraud.

To get the Eversend virtual dollar card, follow these steps:

  • Sign up or Log in to the Eversend mobile app.
  • Navigate to Cards and Tap it
  • Then Tap on Create New Card
  • Enter the amount you would like the card to hold.
  • The minimum amount to create a card on Eversend is $5.
  • Enter your PIN to confirm the transaction.
  • Use the Add money feature to fund the card.

3. Barter Virtual Dollar Cards ( Not Available Anymore from 17th Jully 2022)​

Barter is a Flutterwave product that launched in 2019. One of the biggest fintech in Nigeria that allows people to send and receive money from anywhere in the world. Barter by Flutterwave provides virtual Dollar cards in Nigeria that are used for online shopping and paying for anything online anywhere in the world.

How to Get Barter by Flutterwave Virtual Dollar Card on Barter:

  • Sign up to Barter by downloading the Barter mobile app or by visiting the Flutterwave website.
  • Add your details and complete the KYC (Know-your-customer) and verification stage.
  • Add money to your Barter by Flutterwave account.
  • Click on “Create a new card”.
  • Go on to create either a multi-functional or a platform-specific card.
  • Fund your virtual Dollar card and start making payments online with ease.

4. Wallet Africa Virtual Dollar Card​ is another top fintech in Nigeria that you can use to create virtual Dollar cards in Nigeria. has other features like instant account statements and physical cards. However, creating a physical Dollar card with Wallet cost N1,500.

To get a virtual dollar card on Wallet follow these steps:

  • Sign up to Wallet by downloading the Wallet Mobile App to create an account
  • Click on Cards
  • Tap on Create your card
  • Then fund your virtual dollar card on Kuda bank.

5. Eyowo – Visa Virtual Dollar Card in Nigeria​

Eyowo is another great platform for creating virtual dollar cards in Nigeria.

Eyowo is a reliable financial technology company that allows you to make payments, pay bills and receive money with just your phone number. You are also entitled to a “cardless ATM withdrawal” service if you use Eyowo. This allows you to access physical cash without your ATM card.

Eyowo allows you to fund your virtual Dollar card with as low as 1 dollar.

Get a Virtual Dollar Card on Eyowo by following these steps:

  • Sign in to the Eyowo mobile app (Download it if you haven’t)
  • Navigate to the dashboard and Tap on “More”
  • Then Tap on “Eyowo dollar cards”
  • Click “Create Card”
  • You can now Fund your virtual card.


Kuda bank Virtual Card​

Kuda bank, one of the top digital banks in Nigeria also offers virtual cards too. Kuda bank is a digital bank for all your banking needs. The company also offers physical cards which they deliver for free to you. They also offer loans at some of the best interest rates too.

Kuda bank doesn’t charge for creating virtual cards on its app.

To create a virtual card on Kuda bank follow these steps:

  • Open the Kuda app
  • Tap Card on the menu at the bottom of your screen.
  • Choose Request A Card.
  • Then Tap Get A Virtual Card.
  • Confirm with your Kuda transaction PIN, fingerprint or Face ID.

7. Bitsika Virtual Visa Dollar Card​

Bitsika is an app for easily sending and receiving money between Ghana and Nigeria.

Your Bitsika wallet allows you to receive and transfer funds from your wallet to other Bitsika wallets, deposit and payout Cedis using MTN mobile money, AirtelTigo cash, and Vodafone cash, and deposit and payout Naira using a debit card or bank transfer.

You can also buy and sell Bitcoin, BUSD (dollar stablecoin) and ABCD stablecoin using your Bitsika wallet.

Bitsika also allows you to create a virtual visa card as well. To get a Bitsika virtual visa card, you can install Bitsika on your phone by clicking here.

8. Fundall Virtual Dollar Card​

Fundall is another platform that offers virtual dollar cards in Nigeria. The Fund Virtual US Dollar Card is a prepaid dollar-denominated card that allows you to make payments and shop online anywhere in the world without restrictions and without the need to input your ATM card numbers.

The Fundall app lets you easily generate multiple Virtual US Dollar Cards to make a one-off payment for ongoing transactions.

Creating a Virtual Dollar Card on your Fundall app is easy. Also, creating your first Virtual Dollar Card on the Fundall app is free.

To create a Fundall Virtual Dollar Card, follow these steps:

  • Sign up to Fundall by downloading the app and registering. If you have an existing Fundall account, just sign in to your account.
  • Tap on the Spend option.
  • Select the Cards option.
  • Then tap on Add new card
  • Select the Virtual US Dollar Card option.
  • Customize your card by adding a label and your preferred billing address.
  • Fund your card with an amount as low as $5 by inputting the naira equivalent.
  • Then click on ‘Fund Card’ to complete your Fundall virtual card creation process.

9. Spectrocard Dollar Card​

SpectroCard is another legit platform for creating virtual Dollar cards in Nigeria.

To Create A Virtual Dollar Card With SpectroCard, follow the steps below:

  • Create an account with SpectroCard.
  • A verification email will be sent to you; click on the link within the email to verify your account.
  • Update your account with all necessary information.
  • Fund your Spectrocard account.
  • Create your virtual Dollar card.

10. Changera Virtual Dollar Card​

Changera is another interesting fast and secure app that lets you send money to Nigeria from anywhere in the world. The app also lets you create virtual dollar cards in Nigeria that are available for use globally.

Once you create your virtual dollar card on Changera, you can fund it via FIAT or Crypto wallet.

Changera allows you to create multiple virtual dollar cards, so you can have several cards for different online activities.

Changera is available on Andriod and iPhone app stores respectively

You can also send money to your friends and family in Nigeria with this app from African countries, the US and Europe. You can fund your Changera wallet through your card or through a bank transfer.

Changera is a product of

11. CashBuddy Virtual Dollar Card​

CashBuddy lets you create virtual dollar cards in Nigeria that work on global platforms like Skrill, Amazon, Apple Music, Stripe, Binance, Facebook, Instagram, PayPal, Netteller, etc.

The Cashbuddy app lets you pay and get paid in Africa.

Creating a CashBuddy virtual dollar card cost $3, the transaction fee is $0, the Maximum Card Load Amount per 24 hours is $10,000, and the Maximum Card Load Amount per Month is $10,000.

12. Chipper Cash Visa Virtual Dollar Card​

Burna’s Chipper Cash also provides Virtual dollar cards in Nigeria that can be used for online international transactions. The virtual dollar card can be funded right from the user’s Chipper wallet and is absolutely free to acquire.

The Card can be used online in the same way you use your physical debit or credit cards.
Chipper USD Virtual dollar Card Funding, Spending, and Withdrawal Limits are:

  • Maximum Withdrawal – $1000 daily
  • Minimum Withdrawal – *No Limit*
  • Maximum Funding Limit – $1000 daily
  • Minimum Funding Limit – *No Limit*
  • Maximum Daily Spend Limit – $1000
  • Maximum Monthly Spend Limit – $5000
Minimum Spend Limit – *No Limit*

  • Tags
    alat virtual dollar card barter virtual dollar cards bitsika virtual visa dollar card chipper cash visa virtual dollar card eversend virtual card eyowo – visa virtual dollar card fundall virtual dollar card kuda bank virtual card spectrocard dollar card wallet africa virtual dollar card
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